Georgette Valentine has expensive photography equipment for use in her hobby. Which one of the following types of coverage would pay for damage or theft of this equipment?
Which health insurance policy pays benefits only when you are hospitalized, but pays these benefits in cash which you can use as you like?
Which health care institution directly employs or contracts with selected medical care specialists to provide managed health care services in exchange for a fixed, prepaid monthly premium?
Legislation that requires that loan applicants be given certain information, including an estimate of closing costs, before the closing is known as:
Possible losses due to negligence resulting in bodily harm or property damage to others are called ____________ risks.
Most private insurance companies sell health insurance policies to:
Russell Lowe has a life insurance policy that allows him to pay his premiums virtually at any time and virtually in any amount, subject to certain minimums. What type of insurance does Russell likely have?
Benjamin Northcutt has an insurance policy that does not cover cosmetic surgery like the nose job he would like to have. What provision in his insurance policy would specify this?
Each year, Sophie Bennett must pay $500 for doctor's visits before her insurance company will make any payments for doctor's visits. What is this requirement called?
Brett has hired a professional to assess the soundness of the roof, foundation, and building materials of a potential home he is considering. The professional will also be checking other aspects of the home including the plumbing, heating, and cooling systems. Brett is paying for a(an):
Sophie Bennett is required to pay 20 percent of her medical costs up to a stated dollar limit. What is this requirement called?
Which of the following is a system in which drivers involved in an accident collect medical expenses, lost wages, and related injury costs from their own insurance company?
Your geographic location is a major factor in determining the ____________ used to calculate your automobile insurance premiums.
A short-term mortgage with a very large final payment is called a ____________ mortgage.
The purpose of financial responsibility laws is to:
Which type of health insurance pays part or all of the surgeon's fee for an operation?
Typical examples of uses of life insurance proceeds include:
Which is a correct statement about life insurance?
The purpose of a household inventory is to:
Your home insurance policy has a $250 deductible. If a small fire causes $600 damage to your home, what amount of the claim would the insurance company pay?